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First State Bank,
Anadarko
Anadarko, Oklahoma
Website Privacy Policy
I. DISCLOSURE OF CUSTOMER INFORMATION
II. COLLECTION, RETENTION AND USE OF INFORMATION
III. MAINTENANCE OF ACCURATE INFORMATION
IV. EMPLOYEE ACCESS TO INFORMATION AND ENFORCEMENT
V. INTERNET INFORMATION
I.
DISCLOSURE OF CUSTOMERS INFORMATION
First State Bank, Anadarko will not
share and/or sell individual customer information to any unaffiliated
third party for marketing purposes.
Customer information will only be disclosed to authorized account holders,
and only after identification of that account holder has been verified.
Verifying information may include social security number, date of birth,
place of birth, mother's maiden name, signature, and/or other identifying
information. If the information request is made over the telephone and we
are uncertain about the identity of the person requesting the information,
we will ask that the request be made in writing or in person.
First State Bank, Anadarko employees will not share personal or financial
customer information with unaffiliated third parties except when legally
required (in order to comply with federal or state laws/regulations, and
government or court orders) or when legally permitted to serve the
customer's interest (such as disclosure to reputable credit reporting
agencies). Information will only be disclosed to third parties under the
following conditions:
- Where it is necessary to complete a
transaction initiated by customer
- In order to report the existence and
condition of an account to companies such as reputable credit bureaus or
merchants.
- In order to comply with government or
court orders.
- If we have the written permission of
the account holder.
First State Bank, Anadarko will provide
certain customer information to unaffiliated third party companies that we
hire to provide us operational support. These unaffiliated third party
companies provide services that allow us to complete transactions, such as
real estate loans. Examples of these services include, but are not limited
to, appraisals, title searches, flood certifications, and credit reports.
First State Bank, Anadarko will not knowingly do business with any
unaffiliated third party provider or company that uses or sells this
information for marketing purposes.
II.
COLLECTION, RETENTION AND USE OF INFORMATION
First State Bank, Anadarko may collect,
retain and use personal information about customers (for example, we will
obtain a credit report for an auto loan), but only as we believe is
reasonably useful in administering our business and to provide products,
services and other opportunities to customers.
II.
MAINTENANCE OF ACCURATE INFORMATION
We will correct known inaccurate
information in a timely manner.
IV. EMPLOYEE
ACCESS TO INFORMATION AND ENFORCEMENT
First State Bank, Anadarko employees
are educated on the importance of confidentiality and customer privacy.
They are thoroughly trained to learn and follow our Privacy Policy.
Employees with access to customer information are required to adhere to
the Privacy Policy.
Any employee that violates the Privacy Policy will be subject to
disciplinary measures (warnings, suspensions, reprimands) and possible
termination of employment.
Employees of First State Bank will only
have access to customer information on a need to know basis.
V. INTERNET
INFORMATION
First State Bank, Anadarko recognizes
the trust you have in us, and our responsibility about your financial
privacy. It is our responsibility to keep your sensitive financial and
personal information confidential. We've always had a policies to help
protect your privacy.
With the surge in Internet use, it has become even more crucial that we
take steps to assure that your private information remains private. First
State Bank, Anadarko's Privacy Principles Include:
- Web Site Security
- Web Site Privacy
- Giving You Control of Your Personal
Information
Web Site
Security
First State Bank, Anadarko will
implement technology to help assure that any sensitive personal
information you provide us or any account information you receive on-line
is done in a safe and secure manner. Special secure-connection hardware
and software (commonly called "firewalls") will be in place to help assure
the security of on-line communication of your information. Additionally,
we will implement procedures to help assure that only authorized First
State Bank, Anadarko employees may view the information you share with us.
This is accomplished by limiting access to that information (via access
capability and password control) to only those employees having legitimate
business purpose for viewing or responding to your information or
inquiries.
This is much the same procedure we follow for our customers that utilize
other banking methods, such as telephone banking, branch banking or EFT
banking.
Web Site Privacy
Our Web Site includes sections that are
public (not password protected) and areas that are password protected (for
example, individual banking areas).
When any person visits the public areas of our Web Site, we may collect
certain basic information, such as how many people visited our site and
what pages were visited.
Unlike the personal information that you provide and view with respect to
your personal banking relationship (which is subject to the security
procedures described above), all of the information we may gather in the
public areas of our Web Site is general. We use this general information
to determine which parts of our Web Site are most popular, how people
access our site, how we can improve the content of our Web pages and how
we can improve service to our customers.
Also included in First State Bank, Anadarko's Web Site is the capability
for you to correspond with us. This correspondence, via e-mail, may be for
the purpose of asking general questions, requesting literature, or
responding to bank promotions. These activities may include sharing some
personal information about you with First State Bank, Anadarko. We collect
the e-mail addresses of those who correspond with us via e-mail and any
information you provide us, for example, site registration or survey
information.
WHETHER OR NOT YOU ARE A CUSTOMER OF FIRST STATE BANK, ANADARKO, WE WILL
COLLECT PERSONAL INFORMATION FROM YOU IF, AND ONLY IF, YOU VOLUNTARILY
PROVIDE THAT INFORMATION TO US. IT IS OUR POLICY THAT WE WILL NOT SELL OR
RENT CUSTOMER INFORMATION TO ANY UNAFFILIATED THIRD PARTY FOR MARKETING
PURPOSES.
Your Control of Your Personal Information
We do not share information with any
third parties (other than as required by law, regulation or contractual
obligations), so you should not receive information from another company
as a result of providing information to First State Bank, Anadarko. If you
provide us with your postal address you may or may not receive periodic
mailings from us and or our affiliates with information on products,
services or upcoming events. We encourage you to request any marketing
information that interests you from First State Bank, Anadarko, such as
loan rate promotions or deposit account specials.
In circumstances where you provide personal information (for example,
e-mail address, name, or postal address), and you do not wish to receive
e-mail or product information from us in the future, please let us know by
indicating your preference on our site, sending us an e-mail or writing us
at our address at the bottom of this page.
Further Information
This statement addresses our policies relative to Internet information and
internal customer information, and is inclusive of First State Bank,
Anadarko and branch in Gracemont.
Additional inquiries or comments should be addressed to:
First State Bank, Anadarko
Teleweb Dept.
P. O. Box 827
Anadarko, Ok. 73005
1stbank@fsbanadarko.com
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